Effective Date: June 30, 2026

Last Updated: June 30, 2026

Welcome to Mortgage Pro Global ("Mortgage Pro Global", "we", "our", or "us").

These Terms and Conditions ("Terms") govern your access to and use of:

  • the Mortgage Pro Global mobile application ("App"), and
  • the Mortgage Pro Global website ("Website").

By accessing or using the App or Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use the App or Website.

1. About Mortgage Pro Global

Mortgage Pro Global provides mortgage calculators, home loan calculators, EMI calculators, refinancing tools, affordability calculators, mortgage-related educational content, lender information, housing market resources, and reference financial information for supported countries.

Mortgage Pro Global is designed for informational and educational purposes only.

2. Eligibility

You must comply with all applicable laws when using Mortgage Pro Global.

The App and Website are intended for users who are legally permitted to use such services within their jurisdiction.

If you are under the age of majority in your jurisdiction, you should use Mortgage Pro Global only under the supervision of a parent or legal guardian.

3. No Financial, Legal, Tax, or Investment Advice

Mortgage Pro Global is not:

  • a bank
  • a mortgage lender
  • a mortgage broker
  • a financial institution
  • a financial advisor
  • an investment advisor
  • a legal advisor
  • a tax advisor

Nothing provided within the App or Website constitutes professional financial, legal, investment, mortgage, accounting, or tax advice.

Always consult qualified professionals before making financial decisions.

4. Calculator Results

Mortgage calculators, EMI calculators, affordability calculators, refinancing tools, property tax calculators, and all other calculators generate estimates only.

Results may vary because of:

  • lender-specific policies
  • changing interest rates
  • taxes
  • insurance costs
  • government regulations
  • local lending requirements
  • fees
  • rounding methods

Calculator results should never be considered guarantees, loan offers, or financial approvals.

5. Mortgage Rates and Market Information

Mortgage Pro Global may display:

  • reference mortgage rates
  • central bank reference rates
  • lender information
  • market trends
  • housing data
  • educational content

Unless explicitly stated otherwise, this information is provided for general reference only.

Mortgage rates, lending criteria, fees, and market conditions change frequently.

We do not guarantee the accuracy, completeness, availability, or timeliness of any market information.

Always verify information directly with the relevant lender, bank, government authority, or qualified professional.

6. Lender Information

Mortgage Pro Global may provide information about banks, lenders, mortgage providers, government housing programs, and financial institutions.

Such information is provided solely for informational purposes.

Mortgage Pro Global:

  • does not recommend specific lenders
  • does not rank lenders as financial advice
  • does not broker loans
  • does not negotiate loans
  • does not process mortgage applications
  • does not approve loans
  • does not guarantee loan availability

Any decision to contact or engage with a lender is solely your responsibility.

7. External Websites

Mortgage Pro Global may contain links to third-party websites, including:

  • lenders
  • banks
  • government agencies
  • housing authorities
  • financial institutions
  • partner resources

These websites operate independently.

We do not control or endorse their:

  • content
  • privacy practices
  • availability
  • security
  • products
  • services
  • terms of use

Accessing third-party websites is entirely at your own risk.

8. User Responsibilities

You agree to:

  • use Mortgage Pro Global lawfully
  • provide accurate information when using calculators
  • independently verify important financial information
  • use the App responsibly

You agree not to:

  • misuse the App or Website
  • attempt unauthorized access
  • interfere with services
  • distribute malware
  • reverse engineer protected software where prohibited by law
  • use automated systems to abuse the service

9. Intellectual Property

All content within Mortgage Pro Global, including but not limited to:

  • application design
  • user interface
  • graphics
  • icons
  • branding
  • logos
  • software
  • source code
  • text
  • documentation
  • calculators
  • original content

is owned by or licensed to Mortgage Pro Global and is protected by applicable intellectual property laws.

You may not reproduce, modify, distribute, or commercially exploit any part of Mortgage Pro Global without prior written permission.

10. Availability

We strive to keep Mortgage Pro Global available and functioning properly.

However, we do not guarantee uninterrupted access.

Features may be modified, suspended, or discontinued without prior notice.

11. Updates

We may release updates to:

  • improve functionality
  • add new features
  • enhance security
  • comply with legal requirements
  • fix bugs

Continued use after updates constitutes acceptance of the revised App and these Terms.

12. Advertisements

Mortgage Pro Global may display advertisements through third-party advertising providers, including Google AdMob. These advertisements are subject to your consent where required by law, managed via the Google User Messaging Platform (UMP) as described in our Privacy Policy. Advertisements are provided by third parties, and we do not guarantee or endorse any products or services advertised within the App.

13. Privacy

Your use of Mortgage Pro Global is also governed by our Privacy Policy.

Please review our Privacy Policy to understand how information is collected, used, and protected.

14. Disclaimer of Warranties

Mortgage Pro Global is provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, we make no warranties regarding:

  • uninterrupted availability
  • accuracy
  • reliability
  • completeness
  • fitness for a particular purpose
  • merchantability
  • error-free operation

15. Limitation of Liability

To the maximum extent permitted by applicable law, Mortgage Pro Global and its owners, developers, affiliates, employees, and partners shall not be liable for any:

  • direct damages
  • indirect damages
  • incidental damages
  • consequential damages
  • special damages
  • financial losses
  • investment losses
  • property purchase decisions
  • loan approval outcomes
  • tax consequences
  • reliance on calculator estimates
  • loss of profits
  • loss of business
  • loss of data

arising from the use of the App, Website, calculators, or related information.

16. Indemnification

You agree to indemnify and hold harmless Mortgage Pro Global and its affiliates from claims, liabilities, damages, losses, costs, and expenses arising from:

  • your misuse of the App or Website
  • your violation of these Terms
  • your violation of applicable laws
  • your infringement of third-party rights

17. Termination

We may suspend or terminate access to the App or Website at our discretion if these Terms are violated or where required for security, legal, or operational reasons.

18. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Kerala, India, unless otherwise required by mandatory consumer protection laws in your country.

Nothing in these Terms limits any consumer rights that cannot legally be waived under applicable law.

19. Changes to These Terms

We may update these Terms from time to time.

Updated versions will be published on the Website and may also be made available within the App.

Your continued use of Mortgage Pro Global after changes become effective constitutes acceptance of the revised Terms.

20. Contact Us

If you have questions regarding these Terms and Conditions, please contact us.

Mortgage Pro Global

Website: https://mortgageproglobal.com

Email: support@mortgageproglobal.com

Contact Page: https://mortgageproglobal.com/contact

21. Acknowledgement

By downloading, accessing, or using Mortgage Pro Global, you acknowledge that:

  • you have read these Terms and Conditions;
  • you understand them;
  • you agree to be legally bound by them;
  • you understand that Mortgage Pro Global is an informational and educational platform and does not provide financial, legal, tax, investment, or mortgage advice.

22. Third-Party App Store Terms

Your download, installation, and use of the Mortgage Pro Global mobile application (the "App") are also subject to the terms and conditions of the third-party platform from which you downloaded the App (e.g., the Google Play Store). In the event of any conflict between these Terms and the terms of the respective app store, the app store's terms shall govern to the extent of such conflict.